Privacy Policy

About this Privacy Policy

Quotezone is a trading name of Seopa Limited which is registered in Northern Ireland with company number NI046322 and has its registered office at Blackstaff Studios, Floor 2, 8-10 Amelia Street, Belfast, BT2 7GS. We respect the privacy of visitors to our website. Seopa Limited is registered as a data controller with the Information Commissioners Office in accordance with the Data Protection Act 1998; its registration number is Z8733752. When we refer to "we", "us", "Quotezone", or "Seopa" we are referring to this company.

This policy applies to all users of our website and/or our comparison services.

1 What this Privacy Policy applies to

This policy applies to the information about yourself that you choose to provide us with or that you allow us to collect. This includes:

  • information you provide during any quote process, which may include (but is not limited to) your name, your age and your contact details;
  • information you provide when you enter prize draws, competitions or provide reviews;
  • information which we may obtain about you from third parties (for example, because you have given third parties permission to share that information with us);
  • information we collect about how you use the website.
2 Our obligations

We are a data controller in relation to the information that you provide us with. As a result, we are legally responsible for how that information is handled.

We will comply with the Data Protection Act 1998 in the way we use and share your personal data. Among other things, this means that we will only use your personal data:

  • fairly and lawfully,
  • as set out in the legislation and this policy,
  • to the extent necessary for these purposes.

We may process your personal data ourselves or through data processors who will process data on our behalf. If we use data processors we will remain responsible for ensuring that they comply with this policy and data protection law.

We will take every reasonable precaution to safeguard the personal information that you supply.

If you have any requests concerning your personal information or any queries about our privacy policy, website or service, please contact us using the details given below in the Contacting us section.

3 Use of your information

If you provide us with your information through this website, for instance by filling in one of the forms requesting us to compare insurance quotes, we shall use your information as set out in this privacy policy and in the notices we provide when you submit your information. By submitting your personal information, you also agree to your personal information being passed to and used bv any third parties we work with for the purposes described in their privacy policies, and such notices of those third parties in relation to the provision of the respective services.

In particular, we may need to collect your sensitive personal information to allow us to provide you with quotes, for instance information relating to criminal convictions or to your health. You consent to our use of such information for the purposes set out below.

If you give us your personal information, we will use it to provide you with the quote comparison information you request, including reminding you about your insurance.

We advise you that insurance providers exchange information through various databases, including the Claims and Underwriting Exchange (CUE), which holds a record of incidents reported to insurers by policyholders and third party claimants. This information exchange enables insurers to validate the information provided by you, both about yourself and any other person named on the application, and aims to reduce fraudulent claims. Insurers may use this information to consider the risk of your application.

If you provide us with your driving licence number (‘DLN’) via our quote form we may pass this information to the DVLA in order for a search to be carried out to confirm your (or any named driver’s) licence status, entitlement and relevant restriction information and endorsement/conviction data. Carrying out these searches help insurers validate your information, preventing fraud and reducing incidents of negligent misrepresentation and non-disclosure. DLN searches may be carried out as part of your quote or at any point throughout the duration of your insurance policy. These searches will not appear on your (or the named driver’s) driving licence record. You can find details of the information that the DVLA currently hold about you at www.dvla.gov.uk.

Some insurance providers who offer products designed for students or graduates may also undertake additional checks against higher education sources to verify your student or graduate status.

By submitting your personal information, you agree that we may for the purposes set out above disclose your information to our agents and service providers, some of which may be located outside the European Economic Area in countries providing less protection for personal data than the UK.

4 Third parties
4.1 Comparison Services

If you request a quote comparison through our website, we will forward the personal information you submit to selected insurers, insurance brokers and other related third parties to enable us to obtain a quote for you. We cannot provide a quote comparison to you unless we are able to share your personal information in this way.

If you click through to an insurer’s site the insurers may use your personal information for their own purposes, which may include contacting you by mail, telephone or email, and any use by these insurers will be subject to the insurers own terms and conditions and/or privacy policies.

4.2 Combining data

Where we pass your details on to third parties as described in this privacy policy, the information you give us may be combined by those third parties with other information about you that is obtained from other sources. The combination is usually undertaken with a view to enhancing an existing database with more information. For example:

  • The data you provide here may be combined with data you have provided elsewhere to verify your identity or validate the information you have provided (for example in the context of a third party’s anti-fraud measures.
  • If you have given any third parties permission to share your information, or if you sign in through a social medium, those third parties may be able to find and use information about you so that, in order to speed up the registration process or offer you tailored advertising, you don’t have to provide the information directly to us. The information we obtain will be used in accordance with the other parts of this privacy policy.
  • In addition, if you are using our comparison services having arrived on our site via a third party comparison provider of which you are already a customer, your information may be used for purposes described in that third party’s own privacy policy. Where such a third party is permitted to provide marketing to you, your data may also be used by the third party for marketing purposes.
4.3 Analysis and derivative data products

Sometimes your data will be used by third parties for analysis purposes or to help them build data products. In these instances, the information is aggregated and wherever possible anonymised in line with the Information Commissioners code of practice.

4.4 Security

All third party users of your data are required to adopt and implement best practice security measures to prevent the loss of or unauthorised access to your personal information.

If you have any queries or concerns about the data usage please contact us by emailing us at ofni@quotezone.co.uk .

5 Cookies and IP logging

This website uses cookies. A cookie is a piece of data that may be stored on your computer while you visit a website. The cookie stored by this website will be used to identify your computer. You may disable the use of cookies in your internet browser, but this will restrict your use of our website. In particular, you will not be able to use our quote comparison service.

When you visit our website, our server will automatically record your IP address and the time and duration of your visit. We may also use the records of the pages you visit on this website to analyse trends, administer the site and track your movements through the website so that we can improve the usability of and access to the website.

6 Accessing your personal information

You have a right to ask us to provide you with the information we hold about you and to have any inaccuracies corrected. If you would like to do so, of you have any other queries about this policy, please write to (See Below) We charge a £10 fee for this to cover our costs.

The Data Protection Officer
Seopa Ltd
Blackstaff Studios
Floor 2
8-10 Amelia Street
Belfast
BT2 7GS

7 Legitimate Interests & Credit Checks

Under the Data Protection Act, we are also permitted to share some information with third parties who use such data for non-marketing purposes (including identification and fraud prevention, debt collection and returning assets to you). This would include the data you provide to us today, at any time in the past and in the future.

To ensure our insurers and credit providers have the necessary facts to assess your insurance risk, verify your identity, to help prevent fraud and to provide you with their best premium and payment options, they may obtain information from third parties at quotation and renewal and in certain circumstances where policy amendments are requested.

This information includes a quotation search from a credit referencing agency. This search will appear on your credit report and will be visible to other credit providers. It will be clear that this is a quotation rather than a credit application by you to pay by monthly instalments.

8 Contacting us

If you have any questions or comments about this Privacy Policy please contact:

The Data Protection Officer
Seopa Ltd
Blackstaff Studios
Floor 2
8-10 Amelia Street
Belfast
BT2 7GS

OR

By Email: ofni@quotezone.co.uk